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Serge Tinovsky is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the state of NY. No insurance business may be conducted outside of these states referenced.

Neither Serge Tinovsky nor New York Life or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.

Serge Tinovsky is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC. In this regard, this communication is strictly intended for individuals residing in the states of NY. No offers may be made or accepted from any resident outside the specific states referenced.

NYLIFE Securities LLC is a New York Life Company.